WKFC gives extraordinary access to the insurance industry’s premier property carriers. We offer a broad range of Real Estate and Commercial products including Deductible Buybacks and CAT coverage.

Property Target Classes for All products below include, but are not limited to: Habitational / Real Estate – Condos, Apartments, Lessor’s Risk, Offices, Assisted Living Residence.

GENERAL PROPERTY

  • Limits: Up to $25M Primary
  • NYFTZ Limits: Up to $50M
  • Admitted Paper | ISO Forms
  • Equipment Breakdown Optional
  • Territory: All 50 States

XS PROPERTY

  • Min Attachment: $5M
  • Limits: Up to $50M
  • All Risk including: Windstorm or Hail; excluding Flood and Quake
  • CAT Target Limit: $10M | Primary CAT Supported Only

BUFFER LAYER

  • Limits: $5M – $10M limits
  • Min Attachment: $5M
  • TIV: Up to $75M
  • Primary Supported Only | Not available in combination with our XS Layer

CAT PROPERTY

  • All Risk including: Windstorm or Hail; excluding Flood and Quake.
  • Limits: Up to $25M
  • Equipment Breakdown Optional
  • XS Available

WIND DEDUCTIBLE BUYBACKS – COASTAL & INLAND

  • Wind & Hail, Commercial Habitational and Builder’s Risk Classes
  • Limits: Up to $5.5M (layered basis)
  • Min Deductible: $5K
  • TIVs: Up to $150M
  • Countrywide availability

EARTHQUAKE OR FLOOD DEDUCTIBLE BUYBACKS

  • All Construction Types, Commercial, Habitational and Builder’s Risks Classes
  • Limits: Up to $1M
  • EQDBB Min Deductible:  1% of TIV or $25K per Occ.
  • FDBB Min Deductible: $5K

PRIMARY FLOOD

  • Limits: Up to $5M
  • TIV: Up to $25M
  • Excludes Flood Zone V, Negative Elevation or Builder’s Risk
  • FloodSubs@wkfc.com

XS FLOOD

  • Limits: Up to $25M
  • TIV: Up to $80M
  • Appetite XS of NFIP or Primary Carrier for Commercial Properties and Residential Dwellings
  • FloodSubs@wkfc.com

Ask about our additional products including:

  • X-BASIC WRAP: Available for Citizen’s Basic Policy for FL Apartments & Condos Only
  • WINDSTORM PARAMETRIC
  • NEW PRODUCTS IN THE PIPELINE
Download Property Appetite Sheet

Preferred Appetite Account List

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