WKFC gives extraordinary access to the insurance industry’s premier property carriers. We offer a broad range of Real Estate and Commercial products including Deductible Buybacks and CAT coverage.

Property Target Classes for All products below include, but are not limited to: Habitational / Real Estate – Condos, Apartments, Lessor’s Risk, Offices, Assisted Living Residence.

GENERAL PROPERTY

  • Limits: Up to $50M Primary
  • MP: $5K
  • Admitted Paper available in NY
  • ISO Forms
  • Territory: All 50 States

XS PROPERTY

  • Min attachment point: $5M
  • Limits: Up to $30M
  • MP: $1.5K
  • Not available in Tier 1 or Tier 2

CAT PROPERTY

  • All Risk including: Windstorm or Hail; excluding Flood and Quake.
  • Construction: All construction types; Updates required on older buildings
  • Limits: Up to $25M
  • MP: $15K

EQUIPMENT BREAKDOWN

  • Limits: Up to $25M
  • MP: $500
  • Admitted
  • Sublimits Available

WIND DEDUCTIBLE BUYBACKS – COASTAL & INLAND

  • Appetite: Wind & Hail
  • Limits: Up to $4.75M
  • Min Deductible: $5K in most states
  • MP: $2.5K
  • Multiple Locations: TIVs Up to $50M per location / $100M per policy

EARTHQUAKE DEDUCTIBLE BUYBACKS

  • Appetite: All Construction Types;
  • All Zones
  • Limits: Up to $1M
  • Buy-down of $5K or 1% of TIV (able to go lower)
  • MP: $2.5K

PRIMARY FLOOD

  • Limits: Up to $5M
  • Min Deductible: $5K
  • TIV: Up to $20M
  • Locations not susceptible to storm surge
  • No Class Restrictions

COASTAL CONDOS PRIMARY FLOOD

  • Limits: Between $2M to $5M
  • TIV: Up to $50M
  • Min Deductible: $5K
  • Target Elevation: Positive Elevation in A & V Zones
  • 4+ Stories
  • NFIP Replacement

XS FLOOD

  • XS of NFIP or a Primary Carrier Coverage for Commercial and Personal lines
  • Limits: Up to $15M; higher upon request
  • MP: $500
  • Target Elevation: -3 or higher

Preferred Appetite Account List

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