Our core General Liability (GL) is designed for Real Estate and Owners, Landlords and Tenants (OL&T) driven risks. We also offer a niche NY General Contractors product.

GENERAL LIABILITY – PREMISES

  • Targets:
    • Apartments
    • Residential Condo Associations
    • Town Home / Homeowners Associations
    • Commercial Condominium Associations
    • LROs – Shopping Centers
    • Office Buildings
    • Warehouses
    • Vacant Buildings
    • Vacant Land
  • Limits: Up to $2M / $2M / $2M
  • MP: $5K
  • Coverages may include:
  • Employee Benefits Liability
  • Hired Non-Owned Auto
  • First Dollar Coverage
  • Cyber Liability Endorsement

GENERAL CONTRACTORS GENERAL LIABILITY

  • NY State only
  • Targets:
    • General Contractors
    • Specialist in Project Policies
    • Owners Interest Policies
  • Limits:
    • Primary: GL: $1M / $2M / $2M
    • Buffer Layer: Up to $1M
  • Revenues:
    • Up to $30M, Annual & Projects
  • Highlights Include:
    • First Dollar Coverage
    • Limited Direct Payroll
    • Professional Loss Control Services

Preferred Appetite Account List

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